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How Much Can You Afford to Pay for Your House?

How Much Can You Afford to Pay for Your House?

Ask a Filipino real estate agent in Elk Grove, CA

Every homebuyer should look at their finances before starting a home search. You wouldn't want to find yourself paying for a house that's way outside your budget. The John Formoso Real Estate Team can help you calculate an affordable mortgage amount. We are fluent in four different Filipino dialects.

Call 916-628-2947 now to talk to a Filipino real estate agent in Elk Grove, CA.

Don't forget about these one-time and recurring fees

The average homebuyer won't just pay monthly mortgage premiums. Make sure you factor in...

  • A one-time down payment, which is usually 20% of the house's asking price
  • Private mortgage insurance if your down payment is less than 20%
  • Annual property taxes and homeowners insurance premiums
  • Closing costs, such as appraisal and underwriting fees
  • Utility costs and homeowners association fees

Once you know how much you'd feel comfortable paying for a house, you can start searching for homes in the Elk Grove, CA area. The John Formoso Real Estate Team can help you find a house in your price range.

Contact us today to work with a Filipino real estate agent.

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